Capital One 360 (Formerly ING Direct): Open FREE 360 Checking Account and Earn $50

By Collin | Owner

Apr 02, 2013 @ 2:04 PM MDT

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Hooray! Capital One 360, formerly known as ING Direct, is currently offering up a sweet promo where you can earn $50 cash – onlinepletely FREE! If you’re not familiar with Capital One 360 Bank, they have 38,000 FREE Allpoint ATM’s, NO minimums, NO monthly fees, and you can deposit checks from anywhere with CheckMate!

Here’s what you’ll need to do…

* Go on over here and click on the “Apply Now” button

* Open a FREE Capital One 360 Checking account (NO minimum amount required to open an account!)

* Make a total of 3 card purchases or Person2Person Payments (or any onlinebo of the two) within 45 days of account opening

* Your $50 bonus will automatically be deposited into your account on day 50.

This is a great way to make $50! Plus, I’ve heard nothing but rave reviews regarding Capital One 360. And if you decide that you don’t want this checking account, you can cancel at anytime. Also, keep in mind that the 3 purchases you’ll need to make can be very small and when you put money into the account it doesn’t need to be a lot.. $5, $10… really any amount!

That’s it! 😀

Join The Discussion

onlinements 28

Krista April 2, 2013 at 2:08 pm MST

I did this on black friday when it was still ING Direct and it worked exactly as promised!

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M April 2, 2013 at 2:13 pm MST

expecting my $50 within the next two weeks! 🙂

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tori April 2, 2013 at 3:07 pm MST

you get the 50 dollars in 50 days

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M April 2, 2013 at 4:19 pm MST

I signed up for it weeks ago. My 50th day is on April 17th

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a April 2, 2013 at 2:13 pm MST

Can I open a account with them, and still get the credit if I have one already with ING?

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jean April 2, 2013 at 2:38 pm MST

I had an account with ING from 15 years ago that I never used and lost my login info to.I tried to do this deal and they came up with the message that I already had a checking account with them so I guess I’m screwed from getting in on this deal.

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Emily April 2, 2013 at 2:19 pm MST

I have a capital one savings account and I love it. Very easy to save money and the rewards add up quickly. I need to cash out and move my money into their new account that has a higher interest rate!

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Meghan April 2, 2013 at 2:20 pm MST

Also, I have had their savings or a few years and their dividend is one of the highest around. It was up to 1% now it’s a little lower… If you keep your savings in there you can make some nice interest! It’s super easy to transfer money as well.

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Karen April 2, 2013 at 2:24 pm MST

What is checkmate and how does it work to deposit checks? I presume you have to mail them in…..?

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Katie T April 2, 2013 at 2:42 pm MST

Checkmate is a part of their app. You can deposit checks by downloading their app on your smart phone and following their process of taking pictures of the checks. I’ve been doing this since the beginning of the year and I love it! No more trips to the bank! I just make a little note on each check when I deposited and put them all in an envelope so I am always sure that it’s been deposited before.

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Karen April 2, 2013 at 4:17 pm MST

thanks!

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mel April 2, 2013 at 2:45 pm MST

its a smartphone/iphone APP, you snap a pic of the front/back of the ck and its deposited within a day (depending on the amount) onlinees in handy when you don’t feel like going to the bank! I made dh download the app to my phone so I can “deposit” my rebate cks right when I get them in the mail!

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Karen April 2, 2013 at 4:19 pm MST

thank you!

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jc010462 April 2, 2013 at 2:33 pm MST

I had an ING account previously and it tells me that I already have a 360 account so I am not eligible for the bonus.

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jean April 2, 2013 at 2:39 pm MST

Me too. :O(

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cannielle April 2, 2013 at 2:38 pm MST

Person2person payment,can I send it to my self ,3 times?

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cizzle April 2, 2013 at 8:10 pm MST

I was thinking of signing up my hubby (double $50 bonuses) and then we can both transfer to eachother

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An April 2, 2013 at 2:55 pm MST

For $50 I am not giving my SSN and date of birth.

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Michele April 2, 2013 at 3:28 pm MST

All banks required your SSN. The $50 bonus is reported to you as interest inonlinee at the end of the year. This truly is a great onlinepany for banking. I’ve been with them since they first started online 12+ years ago.

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An April 2, 2013 at 3:50 pm MST

I know. But either way I hate giving personal info. They should have made it more user friendly. I am not giving all of my info that easily.

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TheirMomToo April 2, 2013 at 4:36 pm MST

I agree Michele, It’s a very good bank to do business with, very secure as well. Been banking with them for about 10 years now. Never a problem ^5

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j April 2, 2013 at 2:57 pm MST

whats a good bank to open a account with and best bonus ?

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Brianna April 3, 2013 at 6:14 am MST

With US Bank if you save $1000 you get a $50 bonus and then another $50 for keeping it in for 12 months. Also I believe if you pay three bills using bill pay you get a bonus of $15 and they can be to anyone.

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Nancy April 2, 2013 at 3:44 pm MST

Just a word of caution – be on top of this deal because one slight thing and you could lose the bonus. I signed up last Thanksgiving and because of how thorough they are, they put a hold on my account cause I had just moved and they were somehow tracking me back to my old address. I lost about a month with the back and forth. When I tried to explain the situation, they were very sorry but could not make any exceptions. Easy money to be sure – just be sure to get your transactions done sooner than later

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[email protected] April 2, 2013 at 3:53 pm MST

I did this promotion last year and it worked great! I put ten bucks a paycheck in it and use it just for couponing!

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Rachel April 2, 2013 at 4:06 pm MST

You should also mention Chase. You get 150 for signing up – it does have to be open for 6 months and you have to have a minimum balance/direct deposit, but it’s pretty easy. Plus, you can buy a coupon code on ebay to get 200

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cizzle April 2, 2013 at 8:39 pm MST

It won’t let me validate the account until I’ve made a deposit. I hope this offer lasts until Friday…

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Gloomy April 18, 2013 at 8:13 pm MST

I don’t get it. to open Capital one 360 account, I have to have a checking account. Then why do I need Capital One 360 checking account?

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